Santa Fe is far from the coast. Does the windstorm rule apply?

Yes. It applies to all of Galveston County.

Does a detached shop need a certificate?

If TWIA is to insure it, the same rules apply to its roof. Your agent can say which structures are on the policy.

Is shingle or metal more common here?

Both. Houses vary; outbuildings lean metal.

Roofing and Siding in Santa Fe, TX

Santa Fe is in Galveston County, a TWIA first-tier county. A re-roof here, or a repair to a significant portion of the roof, is built to the windstorm code the Texas Department of Insurance has adopted and inspected for a certificate of compliance.

Inland, and Still Inside

A Santa Fe homeowner could be forgiven for assuming the windstorm rule is for the coast. It is for the county. TWIA’s eligible list names Galveston County whole, and TDI’s program follows it, so a Santa Fe re-roof is built to the adopted code and inspected like one in Kemah.

Houses, Shops and Barns

Larger properties often have a house plus a detached shop or barn. The certificate question applies to each structure the owner wants covered by TWIA; ask your agent which ones are on the policy before re-roofing an outbuilding.

Metal Is Normal Here

Exposed-fastener metal on outbuildings and standing-seam on houses are both common in this part of the county. The metal roofing page explains the difference.

Asked in Santa Fe

Santa Fe is far from the coast. Does the windstorm rule apply?

Yes. It applies to all of Galveston County.
Does a detached shop need a certificate?

If TWIA is to insure it, the same rules apply to its roof. Your agent can say which structures are on the policy.
Is shingle or metal more common here?

Both. Houses vary; outbuildings lean metal.

Roofing on the Rural Side of the County

Say what needs a roof: the house, the shop, or both. A local contractor calls back.

Call (832) 905-8893 Book a Wind Inspection